Our youth program, Junior Staff, is going through a project over the next several months covering holistic stewardship. We will be exploring how God has called and how He equips us to be good stewards of our entire life. We are covering 3 main categories that break down into 9 total sub-categories as follows:
Stewardship: Emotionally (Mind, Will, Emotions)
Stewardship: Physically (Eating, Excercising, Self-Perception)
Stewardship: Financially (Time, Talents, Money)

On January 21st, KICKO partnered with a local credit union, UT Federal Credit Union for the Mad City Money simulation. This simulation is geared toward young teens, and allows participants to make mistakes—and suffer the consequences of their decisions—in a realistic, but safe, environment.
Around 35 inner city youth participated that day. It took every bit of help from the 12 adult volunteers. From the very beginning the kids were excited about the simulation, as most participated while wearing their pajamas. (Wearing pajamas was an added random bonus to the day which I conceded to allowing the group to do as a fun way to mix things up.)
During the simulation, I overheard a number of kids comment on the importance of making smart decisions on the ‘big stuff’ at the very beginning (i.e. housing, transportation).
A 6th grader, De’John, was one of the only kids I saw spend more than what they brought in each month. He went for the ‘biggest and the best’ at every station, getting multiples at times.
A volunteer at the Grocery Store Station noted how many in the group thought through their decisions realistically, thinking about how many times they would want to eat out each month and how many of those times at a nice restaurant, etc.
The Car Dealers made it fun, holding, at time, a kid’s paper checks in the air as if they could be fake or real, and selling more than one car to their clients on a regular basis.
At the end of the simulation we gathered comments from the group on what they had learned. An 8th grader, Jamiya, said she wasn’t having kids “cuz’ they are expensive.” Another 8th grader, Candace, talked about how tired she was from doing her budget to make sure she had enough money for everything she needed. She couldn’t believe how tired she was as she added, “And I haven’t even gone anywhere.” She couldn’t imagine budgeting like this every month!
I believe they grasped some real-life concepts from this simulation.